(210) 985-7779
Residential Mortgage Loans
Financing Solutions for Your Home
- Established in 1946
- Home Mortgage, Refinancing, Down Payment Assistance, Home Equity Loans, and More
- Experienced Mortgage Lenders
- Personalized Approach
Expert Loan Officers Near You
Mortgage Lenders Across Central and South Texas
If you're aiming to refinance, buy an new home, or secure a home equity loan, our mortgage solutions are designed to meet a variety of needs and budgets. Our loan officers are committed to offering individualized support and direction during every step of the home-buying process. We encourage you to visit one of our banking centers in San Antonio, Boerne, New Braunfels or Austin to explore the exceptional services we provide.
Home Financing Experts
Secure Your Dream Home with a Mortgage from Jefferson Bank
At Jefferson Bank, we understand that homeownership is not just a milestone; it's a significant financial commitment. Whether you're buying, building, or remodeling, our team of mortgage lenders is dedicated to helping you reach your goals with financing options tailored to your specific needs.
Unlock Your Home's Potential
Achieve Your Goals with Jefferson Bank's Home Equity Loans
When life's milestones require financial support, your home's equity could be the answer. At Jefferson Bank, we understand the significance of turning your home's equity into cash for remodeling, college tuition, vacations, debt consolidation or other important events. This flexible solution allows you to use a portion of your home's equity for anything you choose. Let Jefferson Bank unlock the potential of your home equity and achieve your goals.
Take The First Step Towards Home Ownership – Schedule A Consultation With Jefferson Bank Today
Explore Our Range of Home Loans
Mortgage Loan Options
FIXED AND ADJUSTABLE-RATE MORTGAGES
With a fixed-rate mortgage, you know exactly what your monthly principal and interest payments will be for the life of the loan. Your interest rate is locked in and you have the option of several different payment terms. With an adjustable-rate mortgage, interest rates can be locked in for a period of time. After the term expires, your rate adjusts either up or down based on the financial index associated with your particular loan. Your Jefferson Bank loan officer can help you determine which option is best for you.
FEDERAL HOUSING ADMINISTRATION LOANS
If you’re looking to buy a home but don’t have the funds saved for a hefty down payment, an FHA loan might be the perfect solution for you. This mortgage option only requires a 3.5% down payment and typically has more flexible requirements than conventional financing.
VETERAN ADMINISTRATION (VA) & TEXAS VET LOANS
VA loans are designed specifically for active-duty service members, veterans or surviving spouses. Homebuyers who meet eligibility requirements could qualify for a loan with no down payment and no private mortgage insurance. Jefferson Bank is a participating lender in the Veterans Housing Assistance Program, which provides an opportunity for eligible Texas veterans to purchase a primary residence in the state with little or no money down and a low interest rate.
PORTFOLIO LOANS
USDA MORTGAGE LOANS
JUMBO LOANS
Jefferson Bank offers a unique portfolio loan product that can help potential buyers with special circumstances or atypical financing requirements that can make it difficult to qualify for a conventional home loan. Portfolio loans be used for primary residence or second homes.
Jefferson Bank offers USDA mortgage loans, which are backed by the U.S. Department of Agriculture, with up to 100% financing. USDA loans help make purchasing a home more affordable for those with low to moderate income living in qualifying rural areas.
A residential mortgage reaches the "jumbo" category when it exceeds a certain, specific amount. Currently in Texas, a loan for a single-family home that is more is $766,550 is considered jumbo. Jefferson Bank offers jumbo loans for primary and second homes with both fixed and adjustable interest rates.
LOT & CONSTRUCTION LOANS
Looking for the perfect spot to build a new home? Jefferson Bank can finance the land with a lot loan. When you’re ready to build, we offer interim construction loans with the option for a one or two time close. In most cases, your construction loan can be converted to a fixed rate mortgage after your home is built.
Jefferson Bank - Your Premier Banking Destination in Texas
Redefining Mortgage Loans For New or Existing Home Owners
Schedule an Appointment Today
(210) 985-7779
Jefferson Bank Headquarters, 1900 Broadway, Ste. 900, San Antonio TX 78215
With loan officers at many of our banking centers in San Antonio, Austin, Boerne, and New Braunfels, accessing our services is easier than ever. Contact us at (210) 736-7700 to schedule an appointment with a mortgage lender.
Comprehensive Home Loan Offerings
Let Jefferson Bank Open the Door to Your New Home
Choose Jefferson Bank for all your mortgage needs and benefit from competitive rates and exceptional service. We offer a range of solutions including home mortgages, refinancing, construction loans, and home equity loans. With flexible options accessible online and at your local banking center, our expert team ensures a smooth application process. Trust Jefferson Bank for your home financing needs and secure your future today.
Copyright © 2024 | All Rights Reserved.| Privacy Policy
- Conventional fixed-rate mortgages
- Adjustable-rate mortgages (ARM)
- Federal Housing Administration loans (FHA)
- Veteran Administration loans (VA)
- Texas Vet loans
- Jumbo loans
- Lot loans
- Construction loans
- USDA mortgage loans
In addition to our loan offerings, our lenders have access to a variety of down payment assistance programs that can help borrowers who qualify for a mortgage but have limited funds available for a down payment.
