(210) 806-4546

Open a Personal Savings Account

Start Preparing for Your Financial Future Today

Established in 1946
Access Funds With Online and Mobile Banking
Personal Savings & Money Market Accounts
Competitive Interest Rates on CDs
No Annual Fee on Individual Retirement Accounts
$25-$200 Minimum Opening Deposit

Financial Advisors Across Central and South Texas

Start Saving Money With Jefferson Bank

Enhance your financial future by opening a savings account at one of our convenient banking centers throughout San Antonio, New Braunfels, Boerne and Austin. Whether you're in search of a Certificate of Deposit with competitive rates or helping your child open their first savings account, our products are designed to meet your personal banking needs. We're dedicated to maximizing your financial success. Experience the value of personalized assistance and expert guidance as we work together to achieve your goals. Visit any of our locations or contact us to become part of the Jefferson Bank family today.

Saving Accounts For Your Personal Needs

Explore All of Our Savings Options

At Jefferson Bank, we are dedicated to maximizing your savings potential. In addition to our savings accounts, we offer Certificates of Deposit (CDs) with competitive rates and a variety of terms, allowing your money to grow securely with guaranteed returns. For those looking for ways to save for retirement, Jefferson Bank offers Individual Retirement Accounts (IRAs) including traditional, Roth or SEP. Let us help you achieve your savings goals by opening a CD or IRA today.

Secure Your Financial Future at Jefferson Bank

Elevate Your Personal Banking Experience with Us

Discover the power of establishing a relationship with Jefferson Bank. We offer a full range of products and services designed to meet all your financial needs. Whether you’re starting your savings journey, looking to buy a home or preparing to pass down wealth to future generations, our dedicated team of banking professionals can help you find the best solution for your goals. With our expertise and commitment to personal service, we ensure that your financial needs are met efficiently and effectively.

Take The First Step Towards Financial Success – Schedule A Consultation With Jefferson Bank Today

(210) 806-4546SUBMIT A FORM

Comprehensive Financial Services For Your Needs

Explore Our Range of Banking Services

Checking Accounts

Manage your day-to-day finances effortlessly with a checking account from Jefferson Bank. With a minimum opening deposit of $50, we offer both interest and non-interest-bearing accounts to meet your individual banking needs.

Saving Accounts

Start building your financial future today with a Jefferson Bank savings account. Earn interest and save for your goals with this convenient and secure account.

CDs

Secure your savings with guaranteed returns by opening a Personal Certificate of Deposit (CD) at Jefferson Bank. With a variety of terms and competitive rates, our CDs provide a low-risk option for maximizing your earnings.

Personal Loans

IRA’s*

Achieve your goals with a personal loan from Jefferson Bank. Whether you need money for home repairs, a new car or to consolidate debt, a personal loan from Jefferson Bank could be the solution. With secured and unsecured loan options, we can help you find a loan product that meets your needs and budget.

Discover the and benefits of Traditional, SEP, and Roth IRAs at Jefferson Bank. Tailor your retirement strategy with tax advantages that suit your financial goals and enjoy the security of planning for your future with confidence.

Jefferson Bank - Your Premier Banking Destination

Providing Banking Solutions Across Texas

Contact Us to Get Started

Explore Jefferson Bank's Personal Savings Solutions

At Jefferson Bank, we prioritize your financial security and growth. Our personal savings options are crafted to empower your journey toward financial independence and stability. Whether you're accumulating funds for future investments, major life events, or retirement, our accounts offer competitive interest rates and customizable features tailored to your unique needs. With a steadfast commitment to providing expert guidance and personal service, were ready to help you navigate the path to financial success.

Notices & Disclosures

Personal Savings Account

$25 Minimum opening deposit
$5 Monthly service charge

No monthly service charge with $500 minimum daily balance

Interest earned on any daily collected balance
One free withdrawal per month; $2 each for additional withdrawals

Straightforward Solutions for Saving Your Money

Opening Your Jefferson Bank Savings Account Today

San Antonio

Alamo Heights

Bandera Road

Blanco Road

Downtown

Fredericksburg Road

Northeast

Goliad Road

Pearl District

Stone Oak

Sunset Ridge

Boerne

New Braunfels

Austin

Money Market Account

$200 Minimum opening deposit
$10 Monthly service charge

No monthly service charge with $1000 minimum daily balance

Interest Paid on minimum $1,000 daily collected balance
Limit 6 withdrawals per statement cycle

Competitive Rates on CDs

Maximize Your Savings with CDs

Unlock the potential of your savings with a Certificate of Deposit (CD) from Jefferson Bank. Whether you’re planning for short-term goals or a long-term investment, our CDs offer competitive interest rates and terms range from 1 month to 36 months. Rest assured knowing that your funds are safe and secure as our CDs are FDIC insured up to the maximum allowable limits, making Jefferson Bank CDs a reliable choice for protecting and growing your money.

Minimum Opening Deposit
- Regular CD: $1,000
- Jumbo CD: $100,000
$1,000 minimum daily balance required to obtain the advertised annual percentage yield (APY)

Ensure a Strong Financial Future

Secure Your Retirement with Jefferson Bank's IRAs

Planning for retirement involves more than just a pension, 401K, or Social Security. It's about securing your financial future with diverse investment options. At Jefferson Bank, our Individual Retirement Accounts (IRAs) offer an additional avenue for building wealth and ensuring a comfortable retirement. With various IRA types available, including traditional, Roth, or SEP, you have the flexibility to choose the one that aligns with your financial goals and tax strategies. Whether you're looking for a high-yield IRA or a bank IRA account with competitive rates, Jefferson Bank provides solutions tailored to your needs. Our knowledgeable specialists are here to guide you through the process, explaining the benefits of each IRA type and helping you make informed decisions for your retirement.

12 Month Fixed Rated IRA

No annual fee.
Competitive interest paid annually
Minimum opening deposit: $500
$500 minimum daily balance to obtain the advertised Annual Percentage Yield (APY)
Annual maximum contribution limits apply
This IRA is invested in a 12-month fixed rate CD, which automatically renews at maturity. You will have a 10-day grace period after the maturity date to withdraw funds without penalty.

18 Month Variable Rate IRA

No annual fee.
Competitive interest paid quarterly
Interest is compounded and added back to the principal every 3 months
Interest rate is variable and can be changed at our discretion on a quarterly basis. If the interest rate is changed, the new rate will go into effect at the beginning of the following quarter.
Minimum opening deposit: $500
$500 minimum daily balance to obtain the advertised Annual Percentage Yield (APY)
Annual maximum contribution limits apply
This IRA is invested in an 18-month variable rate CD, which automatically renews at maturity. You will have a 10-day grace period after the maturity date to withdraw funds without penalty.

Take The First Step Towards Financial Success – Schedule A Consultation With Jefferson Bank Today

(210) 806-4546SUBMIT A FORM

*Consult your tax advisor.

Visit the banking center nearest to your location and explore our comprehensive range of banking solutions tailored to meet your needs.